Why insure your trip?
Insurance Guide
The risk of traveling aboard do exists due to different languages, cultures, customs and geographical environments. So it is necessary to buy the insurance to fasten your trip.
The Insurance Coverage of Travel Agency
The insurance provide from travel agency is mandatory travel liability insurance, which means the insurer will pay the bill that the economic losses of the overseas tourists caused by the negligence and fault of the travel agency. However, if the accident has no connection with travel agency, the tourists have to pay the bill by himself/herself.
'Accidents' listed below which are caused by the travel agency may be compensated:
Tourists' casualty (injury or death)
Related expenses for medical treatment and related transportation fee
Expenses related to the tourists' death and repatriating the body
Expenses that occur when the necessary aid has been provided to tourists
Legal costs incurred disputing the fault of travel agency
Oversea’s Travel Insurance is a comprehensive travel insurance provides omnidirectional protection and 24-hour assistance services and advise. Traveling, visiting relatives or for business reason, such people can be insured.
Overseas Travel Insurance
Which is designed specially for travelling abroad, is different with ones we usually bought in homeland,
Includes
1 Acciential insurance(including aircraft,buses and other transport accidental insurance), as well as riding, skiing, rock climbing and other dangerous types of tourist activities, are all within the scope of its insurance liability during the whole trip.
2 The insurer will provide the necessary cost of returing home for insurant, if the insurant lost revelant documents with money and passport.
3 The insurer has responsibility for the accident and illness during the period of traveling abroad.
4 If the insurant requires to go home during the medical period, the insurer
Will transfer insurant home safely and bear the associated costs.
5 if the insurant unfortunately died in a foreign county, the Insurer will
bear the funeral expanses or transfer the body back home.
6 If the travel delayed by the bad weather, strikes or other transport failure, the insurer will compensate the insurant with a certained premium.
Oversea’s Travel Insurance is a comprehensive travel insurance provides omnidirectional protection and 24-hour assistance services and advise. Traveling, visiting relatives or for business reason, such people can be insured.
Misunderstandings of Overseas Travel Insurance
1. Relying Solely on Travel Agents.
Some don’t consider to buy Oversea’s Travel Insurance for the travel agency has liability insurance. However, that only one travel agency liability insurance cannot guarantee the security of the whole trip and free the visitors from the worries about the whole trip.
2. The General Accident Insurance
Generally, tourists thought that the general personal accident insurance covers all accidents. According to professionals, the general personal accident insurance doesn’t cover the high-risk activities, such as bungee jumping, rock climbing, mountaineering skiing and so on.